Getting Started FAQs

Yes are a fee only fiduciary. We have a legal responsibility to act solely in our client’s financial interest. As a part of this standard, we must:

• Put our clients’ best interests before our own
• Act in good faith and provide all relevant facts to clients.
• Avoid conflicts of interest and disclose any potential conflicts of interest to clients.
• Do our best to ensure the advice we provide is accurate and thorough.
• Avoid using a client’s assets to benefit ourselves.

We provide a thorough array of services in addition to investment management, such As:

• Retirement planning
• Trust and estate planning
• Tax planning
• Educational expense planning
• Insurance planning
• Cash flow planning
• Business strategy and financial planning
• Real Estate investing analysis

We do not have a specific investment minimum however we only manage assets for new clients that are under the builder or collaborator package.

Our fees are:

Starter: $550 a year or $50 a month

Builder: $1200 per year single or $1800 per year Married. Paid monthly, quarterly or annually.

Collaborator: Our minimum client fee is $4800 annually. We offer an advice only(no investment management fee; $400-$700 that can be tax deductible to your business), asset management(schedule below) or a combination. The fees can be paid monthly, quarterly or annually. The combination would include a subscription plus an asset management fee. The agreed upon client fee can be reduced by the asset management fee collected quarterly from their investments. The remaining fee, that is paid directly, is reassessed annually.

For example a $200K account we would charge a $2K annual fee. The minimum fee paid via credit card or ACH would be $2800 annually.

The fee schedule for asset management is below.

Blended Investment Annual Fee

$0 - $1 mil: 1%
$1 mil - $2 mil: .80%
$2 mil+: .60%
 

We make money from the monthly/annual subscription fee and the asset management fee that is collected from client’s investment accounts.

We believe in the long-term value of holding stocks. We believe in global diversification of your investment portfolio. We value minimizing your fund fees through passive management unless there is a compelling reason via a manager otherwise.

We believe there is value in holding a higher concentration of your investments in companies that have great business models and strong financials. We will purchase these stocks based on their current assessment of the intrinsic value. We purchase these in portfolios that you have the option to add a percentage of your overall portfolio.

We also value the role of real estate and/or private business investment in your overall portfolio. We want to assist you in build your financial future in a prudent way that aligns with your long goals and objectives.